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Visit USA-HealthCare Budget - Visitor Medical Insurance - $50,000 ($20,000 for 80+)

Quotes & Purchase
Paper Application

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Visit USA-HealthCare Budget - $50,000 ($20,000 for 80+)
Fixed Coverage
After deductible, plan pays fixed amounts for each procedure and you pay the difference.

Medical - Outpatient

Up to $75 per visit, 10 visits maximum
Included
Up to $75 per visit, 10 visits maximum
$375 per injury/illness No coverage if not admitted to hospital, unless for injury.
$150, maximum of 60 days per prescription.
Up to $500, Additional $400 One CAT scan, PET Scan or MRI, per injury/illness
Up to $3,300 per session
Up to $825 per session
Up to $825 per session
Up to $1,100 per session
-

Medical - Inpatient

Up to $1,500 per day, 30 days maximum
Up to $2,500 per day, 8 days maximum
Up to $4,000 per session
Up to $825 per session
Up to $825 per session
Up to $75 per visit, 30 visits maximum
Up to $450 per injury/illness
Up to $1,100 per injury/illness

Medical - Other Treatment And Services

-
Same as any other eligible medical expense
Up to $1,100 for standard basic hospital bed and/or standard basic wheelchair rental up to purchase prices
-
-
Up to $500 per injury/illness No coverage if not admitted to hospital.
-
-
Up to $50 per visit, 1 visit per day 12 visits maximum Must be ordered in advance by physician.
None
None
Acute onset only. For persons under 65: Medical up to $20,000; 65+ $2,500. Medical evacuation up to $25,000.
-
Included

Dental

-
-

Travel

-
-
-
-
-
$15,000, maximum of 15 days
$100,000
$25,000
$5,000
-
-

Life

-
-

Other

Included
-
-
-
-
$25,000
Included

Plan Features

Before effective date, full refund. After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 364 days maximum
$5
$0
Private Duty Nursing: $550
Email
Per Incident
$0 Up to 69
$50 Up to 69
$100 Up to 105
$250 Up to 105
Lifetime Maximum
$20,000 80-105
$50,000 Up to 79
WorldTrips
Lloyd's
A "Excellent"

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Quotes & Purchase
  • This comparison only shows major differences between any two given plans. For a more comprehensive comparison, please see the Detailed Comparison tab above.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

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