Missionary Health Insurance
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Major Medical Insurance for Career Missionaries
Missionary Health Insurance
Missionary health insurance provides long term major medical insurance for missionaries serving and residing outside the U.S. for a long period.
What does missionary medical insurance include?
Missionary medical insurance may be comprised of various benefits, some of these standard benefits may include:
Emergency Medical Expenses
Missionary health insurance provides a high amount of medical coverage abroad, ranging from $1,000,000 to an unlimited policy maximum. In addition to essential medical, it may also cover maternity, wellness, abortion, contraceptives, dental, and vision, many of those benefits may be optional. As your domestic health insurance may not cover you while you are abroad or may provide a very limited coverage, such geographically wide area coverage is extremely helpful.
PPO Network
Most missionary health insurance plans have an excellent PPO network throughout the U.S. Additionally, many of them also have direct billing arrangements with various medical providers outside the U.S. The wider the network, better it would be for you to seek the treatment from such international providers without having to first make a payment and file for reimbursement later.
Learn MorePortable Coverage
Career missionaries often move from one country to another, as one assignment ends and another begins. A traditional domestic health insurance obtained from a particular country will only provide local coverage and will not be portable to another insurance company in another country. Luckily, missionary health insurance provides portable coverage allowing you to keep the same health insurance in your chosen coverage area, no matter where you are transferred.
Flexible Treatment
If a missionary worker is in an area where adequate healthcare is not available, they can travel to another area or another country (within the chosen coverage area) specifically to receive the treatment. Such flexibility is of great use to many career missionaries.
Emergency Medical Evacuation / Repatriation
Missionaries often work in remote areas of the world where the healthcare may be poor and adequate facilities may not be available. Therefore, while helpings others, you need to make sure that you will be properly protected in case of a serious sickness or injury. Emergency medical evacuation will transport you to the nearest place where adequate care can be given. Depending upon the location, this may cost tens of thousands of dollars, even $100,000 or more.
Return of Mortal Remains
If you were to pass away while serving abroad as a missionary, you may not want to be buried there. Fortunately, return of mortal remains coverage can transport the remains back to your home country or optionally pay for the local cremation.
Learn MoreBeing able to serve as a missionary is priceless.
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Travel Insurance Coverage Options
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of missionary health insurance.
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