Exchange visitors on a J1 visa and their dependents on a J2 visa require medical insurance that meets the minimum requirements set by The U.S. Department of State. Furthermore, many sponsoring organizations have additional requirements that the insurance must meet.
Most exchange visitors are simply looking for cheap health insurance for J1 visa that meets the minimum requirements mandated by their sponsoring organization. We have several low-cost medical insurance plans that fully meet the J visa insurance requirements. J1 visa insurance cost will vary by plan, and the best J1 health insurance for your needs will depend upon your personal needs and the requirements for your sponsoring organization. All the plans listed below can be purchased by J2 visa holders even if the J1 visa holder is insured through school or anywhere else. There are no requirements of attending an educational or research institution. All J visa holders qualify.
ExchangeGuard
- Comprehensive coverage
- Policy Maximums: $100,000, $250,000 or $500,000
- Deductibles: $0, $250, or $500 per certificate period, or $100 per injury/illness. Deductible waived for US urgent care with only $15 copay unless deductible is $0.
- Coinsurance: 100% or 80% of eligible expenses to policy maximum.
- Family Friendly: For each parent insured, dependent child under the age of 10 years is free.
- Pre-existing condition: 6 or 12 months waiting period
- Complete Details - 6 month Waiting Period
- Complete Details - 12 month Waiting Period
- Instant Quotes & Purchase
Atlas Essential America
- Comprehensive coverage
- Policy Maximums: $50,000, $100,000, $250,000, $500,000 or $1,000,000
- Deductibles: $0, $100, $250, $500, $1,000, $2,500 or $5,000 per certificate period. Deductible waived for US urgent care with only $15 copay unless deductible is $0.
- Coinsurance: 70% to policy maximum.
- Complete Details
- Instant Quotes & Purchase
Atlas America
- Comprehensive coverage
- Policy Maximums: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000.
- Deductibles: $0, $100, $250, $500, $1,000, $2,500, or $5,000 per certificate period. Deductible waived for US urgent care with only $15 copay unless deductible is $0.
- Coinsurance: Pays 100% to policy maximum.
- Complete Details
- Instant Quotes & Purchase
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